Pay supplier invoices with pay-as-you-trade financing
Running a business means managing cash flow while keeping your shelves stocked. But what happens when your cash flow is tied up? Zapper Supplier Capital bridges this gap, offering fast supplier funding and cash flow capital to help you pay supplier invoices on time and continue trading without a hitch.
Designed for
South African
merchants
Whether you need to stock up for a large event or manage month-end expenses without cash flow interruptions, Supplier Capital ensures you can keep trading without compromise or headaches.
Pay suppliers directly and on time
Flexible repayment
No compound interest
Consistent product quality
Stronger supplier relationships
Why choose Zapper’s Supplier Capital business funding?
Whether you need to stock up for a large event or manage month-end expenses without cash flow interruptions, Supplier Capital ensures you can keep trading without compromise or headaches.
Instant supplier payments
Invoices are settled within 24 hours directly with your suppliers.
Flexible repayment terms
Repay automatically through a percentage of your daily Zapper sales
Affordable and transparent
No hidden fees, with premiums starting at just 5%.
How does Zapper’s Supplier Capital work?
Whether you need to stock up for a large event or manage month-end expenses without cash flow Repayments are automatically deducted as a small percentage of your daily Zapper sales, ensuring that repayments adjust with your revenue., Supplier Capital ensures you can keep trading without compromise or headaches.
The standard repayment term is 30–60 days, so you don’t need to worry about fixed monthly debt.
Submit your invoices
Email quickcapital@zapper.com with:
- Business name
- Merchant ID
- Owner’s name and contact details
- Supplier invoice(s) attached
Approval process
We review your application and provide a financing quote.
Confirm acceptance
Approve the terms via your Zapper Merchant Portal.
Payment processing
We pay the supplier directly and send proof of payment.
Repayment
A percentage of your daily Zapper transactions will go toward settling the owed amount.
Frequently asked questions about Zapper’s Supplier Capital
No, Zapper’s Supplier Capital lets you cover supplier payments upfront and repay as you trade through your Zapper transactions. No long-term debt, just flexible cash flow support.
You must:
- Be an active Zapper merchant (registered Pty Ltd or CC).
- Process at least R5,000 through Zapper per month.
- Complete at least 10 transactions per month using Zapper.
Not a Zapper merchant? Not a problem – sign up here and talk to us to see how we can help you.
Most applications are processed within 24 hours (excl weekends and public holidays), ensuring fast supplier payments.
No, unlike traditional lending, Supplier Capital has no compound interest – just a simple, upfront financing fee.
Payment release
Within 24 hours after approval with Zapper Supplier Capital vs weeks to months for a Traditional Business Loan
Repayment structure
Percentage of daily sales with Zapper Supplier Capital vs fixed monthly instalments for a Traditional Business Loan
Interest
No compound interest, only a flat premium with Zapper Supplier Capital vs weeks to months for a Traditional Business Loan
Eligibility
Active Zapper merchants (Pty Ltd or CC) with R5,000+ in transactions with Zapper Supplier Capital vs requires extensive paperwork, credit checks and collateral for a Traditional Business Loan
Enquire now
If you are Zapper merchant or you are a supplier and would you like to join our partner network of preferred suppliers, Please fill your details below and we will get in touch.
